HELP TO BUY

You could move with as little as 5% deposit

Why Choose Help-to-Buy?

You could move with as little as 5% deposit with the Government-backed equity scheme ‘Help to Buy’, which applies to all our homes in England up to the value of £600,000. The Government will lend you between 10% and 20% of the value of the property through an equity loan, which can be repaid at any time or upon the sale of your home. The amount to be repaid is determined by the future sale and may not be the same as the original equity loan price amount. You will require just a 5% deposit and secure up to a 75% mortgage from a bank or building society. Resulting in lower mortgage rates and increased opportunity for first time buyers to enter the market.

How Much Deposit Do I Need?



As previously explained you will only require 5% of the value of your property as a deposit on the purchase. For example, a £400,000 house purchase you will only require a £20,000 deposit in order to purchase the property.

How much from the Govt?



The Government will lend you between 10-20% of the value of your property through an equity loan, which is then repayable at the time or upon the sale of your home. Resulting in a 75% mortgage from your bank, making your monthly mortgage that bit more affordable.

Am I Eligible?



You must be an individual purchasing your new home to live in – so you wouldn’t be eligible if you were looking for a second property or buy to let Equity loans via Help to Buy. You must have a deposit of at least 5% of the purchase price. The scheme is available to both first-time buyers and existing home buyers.

What can I buy?



Under the Help to Buy scheme whether you are a first-time buyer or an existing homeowner, you can purchase both new and used homes up to the value of £600,000. All of our developments will offer 'Help-to-Buy' on any and all properties up to the value of £600,000, you can notice which developments offer 'Help-to-Buy' through the presence of the green logo.

GOT A QUESTION? ASK US

Register your interest with us today for more information on the services that we can offer you